Terms of Service

Last Updated: August 6, 2025

1. Introduction

These Terms of Service ("Terms") govern your use of the website and services provided by TRCD Insighqs ("we," "our," or "us"), a professional accounting firm registered in England and Wales. By accessing our website or engaging our services, you agree to be bound by these Terms.

Company Information:

TRCD Insighqs
Address: 20 Breck Rd, Anfield, Liverpool L4 2RB, United Kingdom
Phone: +44 151 286 9623
Email: [email protected]

2. Services Provided

TRCD Insighqs provides professional accounting and tax advisory services including but not limited to:

  • Tax planning and preparation
  • Bookkeeping and financial record management
  • VAT returns and compliance
  • Payroll services
  • Business advisory services
  • Company formation assistance

All services are provided in accordance with UK accounting standards and tax regulations.

3. Professional Standards

Our services are provided by qualified professionals who adhere to:

  • Professional standards set by relevant accounting bodies
  • UK GAAP (Generally Accepted Accounting Practice)
  • HMRC regulations and requirements
  • Anti-money laundering legislation
  • Professional indemnity insurance requirements

4. Client Responsibilities

As our client, you agree to:

  • Provide complete, accurate, and timely information
  • Maintain proper books and records
  • Comply with all applicable laws and regulations
  • Pay fees in accordance with agreed terms
  • Respond promptly to requests for information
  • Review and approve all filings before submission

5. Fees and Payment

5.1 Fee Structure

Our fees are based on:

  • Time spent on your work
  • Complexity of services required
  • Level of staff involved
  • Urgency of work

5.2 Payment Terms

  • Fees are typically invoiced monthly or upon completion of work
  • Payment is due within 30 days of invoice date
  • Interest may be charged on overdue accounts
  • We reserve the right to suspend services for non-payment

6. Confidentiality

We maintain strict confidentiality regarding all client information:

  • All client information is kept confidential
  • Information is only disclosed with client consent or legal requirement
  • Staff are bound by confidentiality agreements
  • Secure systems are used to protect client data

7. Limitation of Liability

Our liability is limited as follows:

  • Total liability is limited to fees paid for the specific service
  • We are not liable for indirect or consequential losses
  • Professional indemnity insurance covers eligible claims
  • Time limits apply for bringing claims

Note: Nothing in these terms excludes liability for death, personal injury, fraud, or other matters that cannot be legally excluded.

8. Data Protection

We process personal data in accordance with:

  • UK GDPR and Data Protection Act 2018
  • Our Privacy Policy (available separately)
  • Professional confidentiality requirements
  • Anti-money laundering regulations

For full details, please review our Privacy Policy.

9. Termination

9.1 Termination by Client

You may terminate our services with reasonable notice. You remain liable for:

  • All fees for work completed
  • Any ongoing commitments we have made
  • Reasonable costs of termination

9.2 Termination by Us

We may terminate services in cases of:

  • Non-payment of fees
  • Breach of these terms
  • Professional or ethical conflicts
  • Legal or regulatory requirements

10. Intellectual Property

Regarding intellectual property rights:

  • We retain rights to our methodologies and systems
  • Client owns rights to their business information
  • Work papers may be retained as per professional requirements
  • Third-party software is governed by separate licenses

11. Force Majeure

We are not liable for delays or failures due to circumstances beyond reasonable control, including:

  • Natural disasters
  • Government actions
  • Technical failures
  • Industrial disputes

12. Website Terms

12.1 Website Use

When using our website, you agree to:

  • Use the website for lawful purposes only
  • Not attempt to gain unauthorized access
  • Not transmit harmful code or content
  • Respect intellectual property rights

12.2 Website Content

Please note:

  • Information is general and not specific advice
  • Content may not reflect latest developments
  • Professional advice should be sought for specific matters
  • We reserve the right to update content without notice

13. Complaints Procedure

If you have a complaint:

  • Contact us directly to discuss the matter
  • We will investigate and respond promptly
  • If unresolved, you may contact relevant professional bodies
  • Final recourse may include the Financial Ombudsman Service

14. Governing Law

These Terms are governed by English law and subject to the jurisdiction of English courts. Any disputes will be resolved through the English legal system.

15. Changes to Terms

We may update these Terms from time to time. Changes will be:

  • Posted on our website
  • Communicated to existing clients
  • Effective from the date specified
  • Subject to any existing contractual arrangements

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

17. Contact Information

For questions about these Terms or our services:

TRCD Insighqs
20 Breck Rd, Anfield
Liverpool L4 2RB
United Kingdom
Phone: +44 151 286 9623
Email: [email protected]

Business Hours:
Monday - Friday: 9:00 AM - 5:30 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed